Bank Statement Only Programs 

Self-employed? Lost your business files? MyPrimeHomeLoan.Com can offer a Bank Statement Only Program. We can finance your loan using only your bank statements! Call us today to get started with this super convenient program! (800)600-MPHL ext. 102 

Our priority is to make you Happy & Satisfied!

If you're not happy, we're not happy. We'll do everything in our power to make sure the loan process is simple, easy and efficient for you. Additionally, we provide weekly (at minimum) update calls so you're never left guessing where your loan stands. Our mission is to make long term Clients for Life!

Great Testimonials & Recommendations prides itself on how often we are referred by our clients to their family and friends. We have clients with generations of family members working with us. This aspect of our business is something we're very proud of. To see more testimonials, CLICK HERE.

We waive many traditional lender fees! 

Unlike most mortgage companies, we waive or cover many of the traditional lender fees charged! This can save your upwards of $2,000! 

Local & Available 24/7

We're local and have offices in California, Arizona, Nevada & Colorado. We're available any time, any day of the week- it's not uncommon to see our processors or Loan Originators fielding client calls on a Sunday afternoon! We cater to your schedule!

We monitor your loan for life

Once you are a client of MPHL, you're a valued Client for Life and treated as such! After your loan funds, we track your rate & other important factors and notify you if you can save money and/or time off your mortgage! We are always looking out for our client's best interest and look out for you and your long term prosperity.

Our team at is constantly striving to give our customers the best experience when it comes to home financing. Read why our service is unmatched by other mortgage providers. 

Relationships with Realtors

When it comes to home purchases, knows that time and effective communication is key! This is why we will make a point to be in close communication with your Real Estate Agents throughout the process. No parties will be left guessing where the loan stands. To see more on our realtor relationships, CLICK HERE! 

Copyright ©, LLC. All rights reserved. NMLS#1359228. All loan applications are subject to credit approval. Programs, rates, terms and conditions are subject to change without notice. Other restrictions may apply. Not all applicants will qualify. All rates are subject to your credit, qualifications, appraisal & loan programs available. Nothing in this website shall constitute a commitment to lend., LLC, NMLS 1359228, is ​licensed & ​regulated by the California Department of Business Oversight 60DBO45055​, Colorado Department of Real Estate MLO.100507815​ & operates corporate offices at 7676 Hazard Center Dr, 5th Floor, San Diego, California 92108.  NMLS Information nmlsconsumeraccess .org​

We offer loans completely online! No paperwork! utilizes online programs that allow us to retrieve all necessary loan documentation (tax returns, W2s, paystubs) online. This means no rummaging through files for you! However, if you do prefer using traditional paperwork, we can do that too!

We can finance even the most difficult circumstances!

We've worked with clients with all levels of income, credit scores, and credit history and pride ourselves on making it happen for everyone. If your credit has several negative factors, we'll team you up with a trusted credit repair company. No matter what the situation, can get you to where you want to be. 

Why We're Better than the rest!

Our team. 

Our CEO, Kevin Wells, has been in the Real Estate business for over 25 years and has extensive knowledge and experience that's been a driving force of success for Our Loan Managers & Processors are dedicated to efficiency and timeliness. We are a tight-knit group of hard-working individuals who's main purpose is to make our clients happy. You can trust that our team is more dedicated than any mortgage company.